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Election ads are using AI. Tech companies are figuring out how to disclose what’s real. on November 16, 2023 at 11:00 am Business News | The Hill

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Meta and YouTube are crafting disclosure policies for use of generative artificial intelligence (AI) in political ads as the debate over how the government should regulate the technology stretches toward the 2024 election.

The use of generative AI tools, which can create text, audio and video content, has been on the rise over the past year since the explosive public release of OpenAI’s ChatGPT.  

Lawmakers on both sides of the aisle have shared concerns about how AI could amplify the spread of misinformation, especially regarding critical current events or elections.  

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The Senate held its fifth AI Insight Forum last week, covering the impact of AI on elections and democracy.  

As Congress considers proposals to regulate AI, leading tech companies are crafting their own policies that aim to police the use of generative AI in political ads.

In September, Google announced a policy that requires campaigns and political committees to disclose when their ads have been digitally altered, including through AI.

Google CEO Sundar Pichai speaks to college students about strengthening the cybersecurity workforce during a workshop at the Google office in Washington, D.C., on Thursday, June 22, 2023. (AP Photo/Jose Luis Magana)

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What do campaigns and advertisers have to disclose?

Election advertisers are required to “prominently disclose” if an ad contains synthetic content that has been digitally altered or generated and “depicts real or realistic-looking people or events,” according to Google’s policy, which went into effect this month. 

Meta, the parent company of Facebook and Instagram, announced a similar policy that requires political advertisers to disclose the use of AI whenever an ad contains a “photorealistic image or video, or realistic sounding audio” that was digitally created or altered for seemingly deceptive means. 

Such cases include if the ad was altered to depict a real person saying or doing something they did not, or a realistic-looking event that did not happen.

Meta said its policy will go into effect in the new year.

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Robert Weissman, president of the consumer advocacy group Public Citizen, said the policies are “good steps” but are “not enough from the companies and not a substitute for government action.”

“The platforms can obviously only cover themselves; they can’t cover all outlets,” Weissman said.

Senate Majority Leader Chuck Schumer (D-N.Y.), who launched the AI Insight Forum series, has echoed calls for government action.

Schumer said the self-imposed guardrails by tech companies, or voluntary commitments like the ones the White House secured by Meta, Google and other leading companies on AI, don’t account for the outlier companies that could drag the industry down to meet the lowest threshold of regulation.

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Weissman said the policies also fail to address the use of deceptive AI in organic posts that are not political ads.

Several 2024 Republican presidential candidates have already used AI in high-profile videos posted on social media.

How is Congress regulating artificial intelligence in political ads?

Several proposals have been introduced in Congress to address the use of AI in ads.  

A bill from Sens. Amy Klobuchar (D-Minn.), Josh Hawley (R-Mo.), Chris Coons (D-Del.), and Susan Collins (R-Maine) introduced in September would aim to ban the use of deceptive AI-generated audio, images or video in political ads to influence a federal election or fundraise.  

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Another measure, introduced in May by Klobuchar, Sens. Cory Booker (D-N.J.) and Michael Bennet (D-Colo.), and Rep. Yvette Clarke (D-N.Y.), would require a disclaimer on political ads that use AI-generated images or video.  

Jennifer Huddleston, a technology policy research fellow at Cato Insitute who attended last week’s AI Insight Forum, said the requirement of disclaimers or watermarks was raised during the closed-door meeting.

Huddleston, however, said those requirements could run into roadblocks in instances where generative AI is used for beneficial reasons, such as adding closed captions or translating ads into different languages.  

“Are we going to see legislation constructed in such a way that we wouldn’t see fatigue from warning labels? Is it going to be that everything is labeled AI the same [way] everything is labeled as a risk under certain other labeling laws in a way that it’s not really improving that consumer education?” Huddleston said. 

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Senate Rules and Administration Committee Chair Amy Klobuchar (D-Minn.) speaks during a business meeting to consider S.R. 444, providing for the en bloc consideration of military nominations.

Misleading AI remains a major worry after last two presidential elections

Meta and Google have crafted their policies to target the use of misleading AI.  

The companies said the advertisers would not need to disclose the use of AI tools to adjust the size or color of images. Some critics of dominant tech companies questioned how the platforms will enforce the policies.

Kyle Morse, deputy executive director of the Tech Oversight Project, a nonprofit that advocates for reining in tech giants’ market power, said the policies are “nothing more than press releases from Google and Meta.” He said the policies are “voluntary systems” that lack meaningful enforcement mechanisms.  

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Meta said ads without proper disclosures will be rejected, and accounts with repeated nondisclosures may be penalized. The company did not share what the penalties may be or how many repeated offenses would warrant one. 

Google said it will not approve ads that violate the policy and may suspend advertisers with repeated policy violations but did not detail how many policy violations would lead to a suspension.

Weissman said concerns about enforcing rules against misleading AI are “secondary” to establishing those rules in the first place.

“As important as the enforcement questions are, they are secondary to establishing the rules. Because right now, the rules don’t exist to prohibit or even dissuade political deepfakes — with the exception of these actions from the platforms — and now more importantly action from the states,” he said.  

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Sen. Josh Hawley (R-Mo.) ranking member of the Senate Judiciary Subcommittee on Privacy, Technology and the Law, speaks during a hearing on artificial intelligence, May 16, 2023, on Capitol Hill in Washington. (AP Photo/Patrick Semansky, File)

Consumer groups are pushing for more regulation

As Congress mulls regulation, the Federal Election Commission (FEC) is considering clarifying a rule to address the use of AI in campaigns after facing a petition from Public Citizen. 

Jessica Furst Johnson, a partner at Holtzman and Vogel and general counsel to the Republican Governors Association, said the policies Meta and Google “probably feels like a good middle ground for them at this point.”

“And that sort of prohibition can get really messy, and especially in light of the fact that we don’t yet have federal guidelines and legislation. And frankly, the way our Congress is functioning, I don’t really know when that will happen,” Furst Johnson said.

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“They probably feel the pressure to do something, and I’m not entirely surprised. I think this is probably a sensible middle ground to them,” she added.

​Technology, Administration, Business, News, Policy, 2024 presidential election, advertising, AI, Artificial Intelligence, campaign advertising, ChatGPT, OpenAI Meta and YouTube are crafting disclosure policies for use of generative artificial intelligence (AI) in political ads as the debate over how the government should regulate the technology stretches toward the 2024 election. The use of generative AI tools, which can create text, audio and video content, has been on the rise over the past…  

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Exploring the Investment Appeal of JPMorgan (JPM) and Bank of America (BAC) on December 8, 2023 at 9:18 am Entrepreneur: Latest Articles

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An Hermès Heir Wants to Give Half His $12 Billion Fortune to His Gardener—and Lawyers Are Going Nuts on December 8, 2023 at 3:58 am Entrepreneur: Latest Articles

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Two-thirds of Americans think they’ll be better off financially in 2024: survey on December 8, 2023 at 12:00 am Business News | The Hill

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Most Americans are optimistic about what the next year will bring for them financially, with two-thirds saying they believe they’ll be better off in 2024, according to a new survey from Fidelity Investments.

Younger generations were more likely to say they’ll be better off financially next year. Just over three-quarters of Generation Z respondents and 79 percent Millennials said as much, compared to 64 percent of Generation X and 52 percent of Baby Boomers.

However, over one-third of Americans in the survey said they are currently in a worse financial situation compared to the same time last year, with the majority attributing the decline to inflation and cost of living increases.

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Inflation was the top reason that Americans said they were not able to meet their financial goals this year, and it remains one of their top financial concerns for 2024, the Fidelity survey found.

Some 40 percent said that inflation’s impact on their day-to-day expenses and saving was their primary concern for next year, followed by unexpected expenses at 37 percent and economic uncertainty at 33 percent.

For those who suffered a financial setback in the past year, 45 percent said they had to dip into their emergency fund, according to the survey.

“With the number of Americans tapping into their emergency savings after a year of financial stressors and setbacks, it’s not surprising to see them look forward to new, brighter chapters in 2024,” Kelly Lannan, senior vice president of Emerging Customers at Fidelity Investments, said in a press release.

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“Encouragingly, it’s great to see so many taking a practical and confident outlook for the year ahead while they navigate choppy financial waters and fine-tune their financial wellness habits and savings goals,” she added. 

Since inflation reached a 40-year high of 9.1 percent last summer, it has eased significantly, falling to 3.2 percent as of October, according to Commerce Department data.

The economy has also remained surprisingly resilient in the face of the Federal Reserve’s repeated interest rate hikes, especially considering the widespread recession predictions that economists were making last year.

However, most Americans aren’t feeling particularly positive about the state of the economy, with a majority in a recent Bankrate survey saying they feel the country is currently experiencing a recession.

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​Business, cost of living, Economy, Fidelity Investments, inflation Most Americans are optimistic about what the next year will bring for them financially, with two-thirds saying they believe they’ll be better off in 2024, according to a new survey from Fidelity Investments. Younger generations were more likely to say they’ll be better off financially next year. Just over three-quarters of Generation Z respondents and 79 percent…  

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