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More Americans say they can never retire on August 4, 2023 at 9:30 am Business News | The Hill

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A growing share of working Americans don’t think they will ever retire, recent surveys suggest. 

Retirement is a time-honored life stage and a near-universal expectation in working America. Yet, a comfortable retirement requires savings, and many workers fear they don’t have enough. 

In a July poll conducted jointly by Axios and Ipsos, 29 percent of workers under 55 answered a retirement query with, “I don’t think I will ever retire.” 

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Asked why not, three-quarters of the never-retire group said they could not afford to stop working. A smaller share said they didn’t want to. 

“How to make the dollars and cents of retirement work is a constant balancing act for those who are retired and Americans hoping to reach that milestone one day,” said Clifford Young, president of Ipsos Public Affairs. 

Another survey, from the Employee Benefit Research Institute (EBRI), found that one-third of workers now expect to retire at 70 or later, or never

A third report, from the Transamerica Center for Retirement Studies, found that 40 percent of Generation X workers, and nearly half of boomers, expect to retire after 70, or not at all.  

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Retirement fears seem to be rising. In the EBRI survey, the share of workers planning to delay retirement rose to 33 percent in 2023 from 29 percent in 2022 and 26 percent in 2021.  

The summer of 2023 might seem an odd moment for Americans to feel short of retirement funds. Nearly three-quarters of all 401(k) money sits in stocks, and the stock market is booming, although this week has been rocky

But the full story of American retirement planning is more complicated.  

One big reason workers are worrying about retirement is inflation, which surged in 2021 and 2022 after many years of relatively flat prices.  

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Another factor is diminished retirement savings. The average 401(k) lost about 20 percent of its value in 2022, according to investment-house data.  

Both stocks and bonds plunged in 2022. That’s not supposed to happen: When stocks fall, bonds usually rise, and vice-versa. Last year was a bizarre outlier, triggered by the inflation crisis and the corrective campaign of federal interest-rate hikes. 

The nation’s retirement accounts are recovering, but they are not fully healed. The average IRA held $109,000 in the first quarter of this year, down from $127,000 at the same time last year, according to Fidelity Investments. 

More than two-fifths of baby boomers in the 55-64 age group have no retirement savings, Census data show. Many work for small companies that don’t offer retirement savings, or work for themselves, or lack the income to put money away. 

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The median retirement savings account in that age range has a balance of $71,168, according to a NerdWallet analysis.  

Common wisdom suggests that’s not nearly enough. Workers believe they will need about $1.8 million for a comfortable retirement, according to a new Charles Schwab survey.  

Not surprisingly, many Americans don’t think they will have sufficient money to live comfortably in retirement. In the 2023 EBRI survey, 36 percent of respondents said they have little or no confidence in financial security after retirement.  

That data point, too, is creeping up. A year ago, 27 percent of workers lacked retirement confidence.  

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Transamerica research found that only 17 percent of Generation X workers are “very confident” of a comfortable retirement. The oldest people in that cohort are nearing age 60. 

​Personal Finance, Business A growing share of working Americans don’t think they will ever retire, recent surveys suggest. Retirement is a time-honored life stage and a near-universal expectation in working America. Yet, a comfortable retirement requires savings, and many workers fear they don’t have enough. In a July poll conducted jointly by Axios and Ipsos, 29 percent of…  

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Roselyn Omaka Leads Sinc Healthcare’s Nationwide Expansion in Remote Patient Monitoring

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Sinc Healthcare, a leader in the realm of remote patient monitoring and a sister company to UPL Care, is proud to announce Roselyn Omaka’s addition to their executive team. This significant move marks the expansion of Sinc Healthcare’s innovative Medicare-compliant services across all 50 states in the United States, underlining the company’s commitment to nationwide healthcare improvement.

With Omaka’s expertise, Sinc Healthcare is poised to extend its reach, offering cutting-edge remote patient monitoring services to healthcare providers and patients across the entire country. This expansion ensures that

no matter where patients are located, they have access to top-tier healthcare monitoring and support.

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Omaka brings a unique blend of biochemistry knowledge and business acumen to Sinc Healthcare. Her leadership is expected to drive the company’s commitment to legal compliance, maximize reimbursements for providers, and reduce hospital readmissions, crucial in today’s healthcare landscape.

Sinc Healthcare, under Omaka’s direction, embraces the technological advancements of AI and remote patient monitoring. This approach is set to revolutionize patient care, especially for those unable to make frequent in-person visits to healthcare facilities.

The expansion of Sinc Healthcare’s services nationwide means more healthcare providers can:

  • Offer enhanced patient care through remote monitoring.
  • Maintain operational efficiency and compliance.
  • Utilize data-driven insights for better patient outcomes.

Sinc Healthcare has been at the forefront of remote patient monitoring since 2014, with a zero lawsuit record, emphasizing its dedication to compliance and quality care. Its services are now available across all 50 states, making it a leading figure in nationwide healthcare innovation.

For additional information on Roselyn Omaka’s role and Sinc Healthcare’s expanded services, fill out this form.

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Comedy Filmmaking 101: How to Master Verbal Timing

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In the realm of filmmaking, every element contributes to the tapestry of your story, and among these, verbal timing stands as a powerful thread that can weave unforgettable moments into your narrative. In this comprehensive guide, we delve deep into the significance of the pause in filmmaking. Specifically, we explore how mastering the art of the pause can elicit audience reactions, enhance engagement, and immerse viewers in your storytelling.

Setting the Stage for Verbal Timing Before we dive into the nuances of the pause, it’s essential to lay a solid foundation by considering how it fits into the broader context of your film. Here’s how to prepare:

  1. Develop Vibrant Characters: Craft characters with distinct personalities, quirks, and dynamics to create meaningful interactions.
  2. Craft a Compelling Script: Your script should encompass moments of humor, drama, tension, and surprise, setting the stage for varied emotional experiences.
  3. Establish Pacing Rhythms: Align your pacing with the genre and overall tone of your film, ensuring a seamless flow that captivates your audience.

The Pause as a Narrative Device A well-executed pause serves as a narrative device that can be employed in various scenarios to heighten your storytelling:

  1. Comic Timing: In humorous scenes, a well-placed pause following a setup line amplifies the impact of the ensuing laughter.
  2. Dramatic Effect: During emotionally charged moments, pauses heighten tension and enable the audience to absorb the gravity of the situation.
  3. Suspense Building: In suspenseful or thriller genres, strategic pauses keep viewers on the edge of their seats, building anticipation.

The Emotional Pause To evoke specific emotional responses from your audience, consider these tips:

  1. Timing Variations: Experiment with pause lengths. A longer pause encourages deeper contemplation, while a shorter one maintains pacing.
  2. Character Reaction Shots: Capture character reactions after a significant line, showcasing the impact of the dialogue on the story’s emotional landscape.
  3. Dialogue Placement: Position critical lines just before a pause, allowing the audience to digest and react to pivotal information.

Timing for Humor In the world of comedy, timing reigns supreme. Maximize comedic impact with these insights:

  1. The Punchline Pause: Pause after delivering a setup to let the audience anticipate and relish the punchline.
  2. Timing Delivery: Practice diverse comedic delivery styles, rhythms, and pauses to identify what suits your script and characters best.
  3. Physical Comedy Integration: Don’t overlook the synergy between verbal timing and physical comedy, as they can enhance each other’s humorous effect.

The Unexpected Pause Surprise your audience with an unexpected pause to create memorable cinematic moments:

  1. Subverting Expectations: Deviate from anticipated pacing to catch viewers off guard, generating intrigue and excitement.
  2. Plot Twists: Before revealing a plot twist or shocking revelation, pause to amplify its impact, leaving a lasting impression.

The Power of Editing Verbal timing isn’t solely reliant on actors’ delivery during filming; the editing process plays a pivotal role:

  1. Adjusting Pace: Fine-tune dialogue timing in the editing room by trimming or extending pauses to achieve the desired effect.
  2. Sound Design: Collaborate with your sound team to enhance pauses with ambient sounds, music, or silence, further immersing the audience.
  3. Testing and Feedback: Seek feedback from test audiences to gauge the effectiveness of your verbal timing choices. Analyze moments where the pause successfully elicited the desired reaction and where refinements may be necessary.

Mastering verbal timing in filmmaking demands practice, creativity, and a profound understanding of storytelling. By weaving the power of the pause into your narrative, you can engage your audience emotionally, craft unforgettable comedic moments, and intensify the impact of dramatic sequences. Remember, the pause isn’t just about silence—it’s a dynamic tool that enriches your storytelling and invites the audience deeper into your cinematic world. Embrace this art, and witness your filmmaking skills flourish, leaving audiences eagerly awaiting your next project.

Check out “10 Reasons Why Promoting Your Films Through Video Marketing Is Invaluable for Attracting Investors.”

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For tickets to the February 10th, 2024 Houston Comedy Film Festival and film submissions, visit our website.

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10 Reasons Why Video Marketing is Essential for Your Brand’s Success

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In today’s digital age, video marketing has become a cornerstone of successful branding and audience engagement. Here are 10 compelling reasons why incorporating video into your marketing strategy is essential for your brand’s success:

  1. Explosive Growth Potential: With 70% of ‘non-video-marketers‘ planning to start online video marketing in 2023, it’s evident that video is the future of marketing.
  2. Global Reach: Over 3.1 billion people watch videos online daily, allowing your brand to connect with viewers worldwide.
  3. Influential Purchasing Decisions: Globally, 64% of customers make purchases after watching a brand’s social videos, highlighting video’s impact on consumer behavior.
  4. Short-form Engagement: Short-form videos are preferred by 73% of users when learning about products or services. Engage your audience with concise and captivating content.
  5. Conversion Power: A staggering 78% of consumers claim that watching a video influenced their purchasing decisions, makingvideo a persuasive tool.
  6. Customer Acquisition: 93% of companies have acquired new customers through social media videos, showcasing video’s ability to attract and convert.
  7. Boosted Conversions: Adding video to landing pages can increase conversion rates by an impressive 86%, guiding your audience towards action.
  8. Preferred Learning: 69% of people prefer video over text when learning about products, providing an immersive and memorable experience.
  9. Instagram Success: Instagram videos are a game-changer for marketers, with 88% reporting success. Utilize this platform forcaptivating content.
  10. Brand Awareness: 95% of businesses have improved brand awareness through video marketing, leaving a lasting impression. (Source: Various)

Incorporating video into your marketing strategy is more than just a trend; it’s a powerful tool for elevating your brand’s identity, influencing consumer behavior, and making a lasting impact.

Partner with Bolanle Media to harness the full potential of video marketing and watch your brand soar to new heights. Embrace personalized video marketing and drive your brand’s success in the digital era.

Here is an example video of what has helped our company spread more awareness for the The Roselyn Omaka Show.

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